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Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

All Savings Accounts

Earn a nice return without the risk. Certificates of deposit pay interest above regular savings rates — and the rate of return is guaranteed. Choose your term, lock in your rate, and wait for your payday. Just remember, the longer your term, the better your rate. Invest in a sure thing with our CDs.

  • Fixed rates, higher than regular savings1
    • Receive higher rates by selecting a longer term
    • Interest payments may be credited to another FCNB account or compounded back to the CD
  • Invest with less risk with a guaranteed rate of return
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty2
  • Minimum deposit to open as low as $2,0003
  1. Interest rates vary based on the term.
  2. For terms of 1 year or less, the penalty will be a 3-month loss of interest. For terms more than 1 year, the penalty will be a 6-month loss of interest.
  3. Minimum opening deposit requirements vary based on the term.

NMLS ID # 510053
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