Personal Checking Accounts

Personal Checking Accounts

1ST CASHBACK CHECKING
1ST RELATIONSHIP CHECKING
Rewards

Features cash back on your debit card purchases and refunds on out-of-network ATM surcharge fees (up to $10 per month)

Features high interest earnings to boost your balance and refunds on out-of-network ATM surcharge fees (up to $10 per month)

Student Benefits – free account to those under the age of 25​

Monthly Service Fee

To avoid the $4.00 monthly service fee, 15 point-of-sale debit transactions must post during the month OR maintain a minimum daily balance of $400

Avoid the $7.50 monthly service fee by maintaining a $1,500 minimum balance. To earn the ATM surcharge/fee refunds, 15 point-of-sale debit transactions must post during the month

Avoid the $4.00 monthly service fee if under the age of 25 OR by maintaining a minimum daily balance of $400 OR $1,500 in any combination of FCNB accounts

Online Banking

Free

Free

Free

Mobile Deposits

Free

Free

Free

Minimum Opening Deposit

$25

$25

$25

1st Cashback
Checking
Rewards
Features cash back on your debit card purchases and refunds on out-of-network ATM surcharge fees (up to $10 per month)​
 
Monthly Service Fee
To avoid the $4.00 monthly service fee, 15 point-of-sale debit transactions must post during the month OR maintain a minimum daily balance of $400
Online Banking
Free
Mobile Deposits
Free
Minimum Opening Deposit
$25
1ST RELATIONSHIP
CHECKING
Rewards
Features high interest earnings to boost your balance and refunds on out-of-network ATM surcharge fees (up to $10 per month)
Monthly Service Fee
Avoid the $7.50 monthly service fee by maintaining a $1,500 minimum balance. To earn the ATM surcharge/fee refunds, 15 point-of-sale debit transactions must post during the month
Online Banking
Free
Mobile Deposits
Free
Minimum Opening Deposit
$25
Classic
CHECKING
Rewards
Student Benefits – free account to those under the age of 25​
Monthly Service Fee
Avoid the $4.00 monthly service fee if under the age of 25 OR by maintaining a minimum daily balance of $400 OR $1,500 in any combination of FCNB accounts
Online Banking
Free
Mobile Deposits
Free
Minimum Opening Deposit
$25
All Checking Accounts
  • Features high-interest earnings to boost your balance

  • Avoid the $7.50 monthly service fee by maintaining a $1,500 minimum balance

  • Features high interest earnings to boost your balance
  • Avoid the $7.50 monthly service fee by maintaining a $1,500 minimum balance
  • Unlimited monthly transactions

 

  • Easily manage your money with tried-and-true banking conveniences
  • Features Student Benefits — a free account to those under the age of 25
  • Gain exclusive features and benefits, available only to customers ages 55+*
  • Waive the low monthly fee with a $100 minimum balance
  • Boost your balance with this interest-bearing checking account
  • Easily manage your extra income with free banking services
Login to your account